How to get Cheap Car Insurance Quotes

In the last few years car insurance prices have risen dramatically. Today I will expose the secrets in the insurance industry and how to find the cheapest insurance deals. By following these few tricks, we want to start by using a price comparison website. I personally prefer using confused.com as I can go back through the form and edit stats one thing at a time.

It's also worthwhile checking the insurers that aren't on price comparison websites, the notable one being Direct Line. As we progress through the post, I'm going to attempt to recreate the order at which you'll be filling out the form on a price comparison website.

I'll go through each of the important steps that you need to know and what ones are a great factor at reducing your insurance quote starting with the value of your car. Try to adjust the price one by one. If you believe your Peugeot 200 and six to be valued at 1 thousand pounds. Try entering 900 and 99 pounds or counterintuitive. Try 1 thousand and one pounds.

This is not lying about the value of the car but could change the overall amount because of the blandings that this pricing is in. Security features are an important addition as well is adding a dash cam to your car, making your overall policy cheaper.

If not, don't bother, you can find dash cams on Amazon for about 30 to 50 pounds and if it can save your policy by more than that, that sounds like a win to However, don't lie about this one because if you don't have a dash cam in the event or a claim, this means your insurer could void your insurance and you've effectively paid loads of money for nothing. Could you benefit from additional security features such as having a dislock on a mode cycle or a ground anchor and chain. Alternatively, a wheel lock for your car.

Some quotes won't reduce when you add these security features, i personally prefer not to include them in my insurer's policy. This is because whilst it can save me some money on the quote, i'd rather have the peace of mind knowing that if I forget to put a wheel lock on or if I've stopped to go to a cafe for five minutes, that if my car gets stolen during that time period, that the insurer not going to avoid the claim. Policy date is an interesting factor because it's been proved drivers are deemed riskier they try to buy insurance closer to the day, meaning if you're trying to buy insurance for tomorrow's day, you're deemed as riskier as a driver.

Therefore the sweet spot is to look free to four weeks in advance. Let's say three weeks time, oka, you've got a deal of 50 pounds on your quote now. Try three weeks in one day. You might save an additional ten pounds just by doing this, so it's worth experimenting with as you go along.

Watch out for cookies now, not the cookies that you give to Santa at Christmas or this guy right here. But website cookies. They'll track your comparison quotes between sessions, so it's wise to use an incognito window on your browser to stop them from doing this.

You might think that comprehensive cover is always more expensive than third party or third party fire and FF. I'd certainly experiment with this because I've actually seen deals that are cheaper with a comprehensive cover. If there's one step you do take from this, i'd suggest running it twice just to see the pricing difference because you might even argue that a 20 pound increase for Comprehensive is better than third party fire and f voluntary excess.

This is also a factor that can really change the overall quote for your assurance, policy. You can actually go up or down with this one. Sometimes they deem it as less risky if you have a lower overall voluntary excess. At the same time, they could also say it's more risky if you have a lower overall excess. Just make sure that whatever access that you do. Put that, you have the funds ready available in an easy Access savings account, so that in the event of the claim, you can actually pay out.

If you don't have that money available, then you're pretty much stuffed because you're not getting your vehicle back in the event of a claim, if possible. Pay annually upfront. To avoid the interest levied on monthly payments as soon as you're paid every single month, transfer out the value of your monthly payment.

Into a savings account. This means that when you come to renew in a year's time that actually you've got the money available in the pot and you can pay up front. You'll also reap the rewards of the savings hacks because you'll really appreciate how much you can save.

If your policy this year was 700 pounds and then next year is 500 pounds, where you've just saved 200 pounds of cash there that you can use for whatever you'd like, don't forget to drop one. These let us know in the comment section down below, how much you've managed to save on your insurance? Did you know that insurance quotes vary wildly between occupations?

This means that your manager could be getting a cheaper insurance policy than you just because of their job title alone.

Fortunately the masse or moneysaving expert has a fantastic website tool that you can use to make sure that you're getting a cheap quote on your on their website.

They allow you to put in your current current insurance value and your job title and it'll be able to show you alternatives in this industry on what you could go for if you're an office administrator and actually you could also be described as an administration clerk or you can save five percent on your policy just by having a varying job title.

Play around with this but don't lie because that is Adding an extra driver to your policy can actually drastically change the value of your insurance. Quote.

Even if you're an experienced driver, consider testing extra drivers and adding them to your policy only add people that are older and more responsible than you. If you're a young male like myself, you might find that adding a female to the policy can drastically change the price of your quote. Even if they've got a provisional license.

Provisional learner drivers are seemed as less risky than those have just passed. Counterintuitive. There's actually a greater risk parking in the drive or leaving it in a garage than it is to parking on the street. This is because thieves know exactly what house to steal the keys from to get access to your valuable vehicle.

On the other hand, parking in a garage gives them an alternative location where they can do a majority of the stealing out of sight from the public and can likely get away with it. Oh, and the other big reason is that people can't park in a garage without scuffing their car.

However, the best solution is to buy a car that no one wants to steal. I did this with a motorcycle ratted out, meaning I ripped off all of the parts off of it and it was a piece of junk. I left this in a town. In a very dodgy town I might ad overnight and to my dismay, it was still there in the morning, even though four bikes in that area had been stolen that exact night.

I was gutted to see it was still there because it was honestly a burden. At that point it might be tempting to say things that aren't what you're going to be doing, such as the way the car is used for travel. If you're saying, it's for only social, domestic and pleasure.

And then you have an accident on the way to work. Then it gives the insurer a chance to vo your claim again. Play around with the annual mileage as well. If you think you'll do 4 thousand miles, try 3900 and 99 miles. Also try 4 thousand and one miles.

You never know it could save a bit or it might not. I appreciate that some comparison websites will not even give you this option, but we might need this later when actually getting the quote from the insurer. Once you found the quotes, you want to use a cash pack website to save even more money. There's a link in description down below that will take you to quidco.

There's currently a 45 pound bonus for you if you go through their price comparison checker and then get a quote through it. You can also sign up through my link in description down below, which will give you an additional 15 pounds as well as the 45 pounds once you've purchased your insurance through them. It's worthwhile for an extra 60 quid in cash If you're a newer driver, i'd strongly consider using a black box or telematics policy.

This means they track your driving habits and therefore can make more informed decision making on your insurance costs. This allows you to have a slightly lower rate whilst you build up your node claims bonus and then hopefully in a year or two you can get rid of it because it's a piece of crap and or whats it in their car. Consider taking an additional driving course like Pass Plus.

This might not save your own your insurance figures at all, but what it might do is save you a lot in the long run by avoiding accidents. I highly suggest this if you drive a motorcycle because there's a greater risk of having an extreme accident, and if you've got a bit more common sense up here or driving ability than it could save you in a pinch, it is absolutely vital that you do not try to hide any information from your insurer, nor you lie about it.

It will only give them another reason to void your insurance in a claim. Just pay a little bit more to make sure your insurance isn't voided because after what's the point of having insurance on renews, it's worth calling up your current insurance provider to see if they're able to match the lowest price offered by the competition. On the Price Comparison website.

It's also worth seeing if you can bundle in packages of other insurance products. If you're currently paying for home insurance and car insurance from two different providers, then you could speak to your car insurance provider and see how much of a bulk discount they'll give you. Just by getting home insurance with them as well could be a great way to save on to different policies.

The real problem with insurance is that costs are rising across the board and that means we've got less money available.

Disclaimer: Please note that the information we provide is for educational purposes & Reviews only and should not replace professional financial advice.